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Medicare and CHM

By Christian Healthcare Ministries

*Editor’s note: This information was published in the September 2023 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and ministry news.*

Your 65th birthday is a milestone event. However, more age-related medical conditions may begin to arise—if they haven’t already.

If you’re nearing 65, you’re probably thinking about the transition to retirement and your future, in which health care costs will almost certainly be a major concern.

With a few exceptions, turning 65 means you’re eligible for Medicare. If you are, please consider CHM as a complement to Medicare Parts A and B.

Here’s exciting news: CHM SeniorShare™  is a program to help keep healthcare costs low for Medicare-eligible members. SeniorShare™ enables you to keep CHM Gold advantages at a low monthly cost. In addition, SeniorShare™ participants have a low Qualifying Amount per incident of $500 with no annual Personal Responsibility!

It’s important that CHM members and those considering membership know how SeniorShare™ complements Medicare participation.

CHM members 65 and older should be aware of the following:

  • Members in this age group must have both Medicare Parts A and B to continue having 100% of their eligible medical bills shared (after Medicare pays its part).
  • CHM reimburses eligible medical bills at 20% when members age 65 and older do not participate in Medicare.
  • Sharing limitations also apply when Medicare-participating members choose to receive care from Medicare non-participating or opt-out healthcare providers.

As you consider your next steps during this stage of life, remember that CHM is a great complement to Medicare.

Christian Healthcare Ministries
Christian Healthcare Ministries and its members help carry the load for their brothers and sisters in Christ, reflecting the spiritual values outlined in Galatians 6:2.