Programs for all

Whether you're single, retired, a growing family, a business, or a ministry, CHM has a program for you.

Find Your Program

Supporting mothers through all stages of pregnancy

By Christian Healthcare Ministries
Young couple looking through baby clothes

Having a baby is an exciting and life-changing decision, and it’s also an expensive one! Between prenatal care, birth and delivery, and postnatal care, the maternity expenses pile up—and that’s just scratching the surface. That’s why it’s important to budget and save money where you can.

CHM’s Maternity Care Team (MCT) provides emotional and spiritual support through prayer, informational resources, and clinical guidance. They also can help you save money. Here are some ways the MCT can help you through your maternity.

Reduce your out-of-pocket expenses by $500 or more

CHM offers a $500 Personal Responsibility (PR) reduction for CHM Gold members who call the MCT within the first 16 weeks of their pregnancy to go over recommended providers and what to expect from the sharing process. Connecting with CHM by phone reduces the maternity PR from $1,500 to $1,000.

You can also further reduce your PR by using Refer-a-Friend (formerly known as Bring-a-Friend). By referring friends and family to CHM, you can earn membership credits that can be applied to your annual PR.

Reduce healthcare costs

Because CHM is a health cost sharing ministry, the cost of healthcare has a direct effect on your monthly member contribution amounts. To better steward your monthly contributions—and empower you in your healthcare—the MCT offers flexible sharing options for pregnancies. We also partner with nurse navigators equipped with the tools and experience needed to provide you with valuable healthcare guidance.

Nurse navigator

The healthcare system can be confusing, daunting, and, at times, frustrating. That’s why CHM’s maternity nurse navigator is here to help. She provides our members with guidance throughout their pregnancies. Our maternity nurse navigator can:

  • Find you local high-quality care at fair-market value
  • Help you understand your options for childbirth
  • Provide understanding of risks or health factors that may affect your pregnancy
  • Find fact-based answers to your questions
  • Help you understand the results of lab tests
  • Connect you to helpful resources

Flexible options

For pregnancies, OBGYNs and facilities usually prefer to bundle the estimated cost of the entire pregnancy into one lump sum and ask for payment before childbirth.

These bundled packages are typically referred to as “global fees” or “prepayment agreements.” In addition to simplifying the billing process, these global fees typically offer fair market pricing, which is why CHM shares global fees for eligible maternity events. CHM also shares global fees for licensed midwives and birthing centers for those who want to embrace a more natural birth experience.

You’re not alone

CHM’s Maternity Care Team is here to support you through your pregnancy. Contact us by calling (800) 791-6225 and selecting the maternity option. For more information, download our free maternity guide.

Maternity Guide

CHM Maternity Guide

When you’re thinking about starting a family, considering all your options is a great first step.

Learn more about CHM’s maternity program and make sure you’re prepared by signing up to receive the Maternity Guide.

Christian Healthcare Ministries
Christian Healthcare Ministries and its members help carry the load for their brothers and sisters in Christ, reflecting the spiritual values outlined in Galatians 6:2.