Lake Lundgren Bible Camp, Pembine, WI

Lake Lundgren Bible Camp will save up to $40,000 per year as a group because the 77-year-old ministry has recently joined Christian Healthcare Ministries.

The $30,000 to $40,000 per-year savings is realized by Lake Lundgren Bible Camp (LLBC) joining CHM and Brother’s Keeper at the Gold participation level and combining its CHM membership with a tax-favored Health Reimbursement Account (HRA) for incidental medical expenses (see page 11).

“As a Christian organization, it was unsettling that the largest single amount in our budget each year went to a health insurance company,” said Camp Director Mike Hryshkanych. “Joining CHM enables us to be better stewards of the funds the Lord entrusts to us. We like the idea of thousands of Christians and Christian organizations coming together to share one another’s needs.”

LLBC was founded in 1935. It has grown from a single-week camp with 50 campers to a year-round camp ministry with a variety of family retreats and a full summer schedule of youth camps. Some 5,000 campers annually enjoy the camp’s 100 wooded acres in Pembine, Wis.

“We compared several health cost sharing ministries before deciding that CHM was the best fit for us,” Mike said. He’d heard about CHM from a local pastor and was especially intrigued by its ability to work with groups. “An advantage is how CHM handles monthly financial gifts for groups, which made it very easy for our bookkeeping.”

Before joining CHM in Feb. 2012, the camp’s finance committee thoroughly reviewed the options and ramifications of switching from a health insurance plan to a biblically-based health cost ministry model. LLBC’s board of directors and staff asked questions via online conferencing, spoke with CHM’s chief financial officer and reviewed the ministry’s financial statements.

The LLBC group is comprised of five families—three of which have grade school-aged children and three with college and post-college-aged young adults.

Editor’s note: More information about LLBC is available at www.lakelundgrenbiblecamp.org.

To learn more about how a group membership can work for your church, ministry or business, please visit www.chministries.org/employers.aspx or call the Ministry Information department at 1-800-791-6225, ext. 1002.

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