Refer. Reward. Repeat.
Our Refer-a-Friend program makes sharing and saving simple. Youâll earn credits toward your monthly contribution or Personal Responsibilityâjust by sharing CHM with your friends.
How it works
Referral rewards for you, plus a welcome credit for your friend? Thatâs right: itâs as easy as ârefer, reward, repeat.â
- Refer. Tell your friends about CHM. Simply share your phone number with your friends and theyâll enter it when they enroll. Itâs that easy.
- Reward. See speedy savings with a $200 credit directly applied to your membership as soon as your friendâs membership is active. Plus, your friend gets a welcome credit of 50 percent off one monthly contribution.
- Repeat. Keep earning credits for each friend who becomes a member through your referral!
Visit your Member Portal to check out our Refer-a-Friend page and see your rewards.
The more friends you refer, the more credits you earn!*
*Please note: Members do not receive a reward for referring a group. However, when a referral is made by a member of a group, the referral credit is awarded to the group organization. The group will determine how the credit is appliedâwhether it is passed on to the individual member who made the referral or retained for group use. If you’re a member of a group, please contact your group administrator for details about how your organization handles Refer-a-Friend credits. The state of Maryland allows CHM members residing in Maryland to apply credits to Personal Responsibility costs; however, credits may not be applied to monthly contributions. Additionally, Maryland and Montana limit referral credits to six new members per year per state law. Other state-mandated limitations may apply.
More Refer-a-Friend resources
Friendship is all about relationships and bringing people closer to Christ by bearing one anotherâs burdensâone friend at a time!
Share the quiz to help start the conversation about CHM.
Hear about members’ Refer-A-Friend experiences.
As CHM grows, your savings can too.
