Compare your costs

See if you could save on healthcare costs by switching to CHM.

Explore Costs

For catastrophic
injury & illness

The perfect add-on to your healthcare solution.

CHM Plus is your safeguard against catastrophic illness or injury. This low-cost add-on supports CHM members with medical bills that exceed the $125,000 illness limit.

CHM Plus. Christian Healthcare Ministries.

Sharing (really) is caring.

Walking through a challenging medical diagnosis is easier with the support of friends, family, and biblical community by your side. It’s easy to be proactive and prepare before you need care with CHM Plus.

For a monthly cost of $27 per unit, CHM Plus pairs your program of choice with extra support from your CHM family. It’s that extra “plus” that puts you in charge of your medical costs by providing catastrophic cost support for eligible medical bills. The best part? These amounts support other participants who have medical expenses exceeding $125,000 per illness.

How it works with your program

CHM GOLD
For CHM Gold, CHM Plus provides unlimited cost support per illness for eligible medical expenses as of the date CHM Plus is added.
CHM SILVER
For CHM Silver, CHM Plus provides an additional $100,000 of cost support per illness, per year for eligible medical expenses. The first $100,000 is available as of the date the member adds CHM Plus to the membership, and an additional 100,000 will be available every year on their CHM Plus anniversary, up to a total of 1 million per illness.
CHM BRONZE
For CHM Bronze, CHM Plus provides an additional $100,000 of cost support per illness, per year for eligible medical expenses. The first $100,000 is available as of the date the member adds CHM Plus to the membership, and an additional 100,000 will be available every year on their CHM Plus anniversary, up to a total of 1 million per illness.
CHM SENIORSHARE™
For CHM SeniorShare™, CHM Plus provides unlimited cost support per illness for eligible medical expenses as of the date CHM Plus is added.

What about pre-existing conditions?

When a member joins CHM with a maintained pre-existing condition, medical bills for that condition exceeding $125,000 per illness can be shared through CHM Give. CHM Plus must be added at the time of joining CHM. Your participation must remain continuous throughout your membership, and all other CHM Guidelines must be met.

Want to learn more?

Download the Info Pack
“During the first six months of my cancer diagnosis, my medical bills totaled around $540,000. After receiving $260,000 in discounts, I had a balance of $280,000. CHM shared it all.”
– Kun Z Kim, Duluth, GA
Affordable healthcare plans for your family.

Find your program

Answer just a few questions to help figure out what program is right for you or your family. Control your healthcare and decide what’s important for your future.