Step
Click a scenario to explore the cost sharing process
How cost sharing works
How cost sharing works
Broken Leg
This scenario provides a common example of how CHM satisfies eligible medical bills for illnesses and incidents.
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Cancer
This scenario provides a common example of how CHM satisfies eligible medical bills from cancer.
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Maternity
This scenario provides a common example of how CHM satisfies eligible medical bills through its maternity program.
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Broken Leg
Cancer
Maternity
Cost Breakdown
Emergency room$8,000
Surgery$15,000
Inpatient care$30,000
Follow-up care$8,500
Estimated Total Costs$61,500
Hospital care$550,000
Laboratory$150,000
Imaging$40,000
Chemotherapy/radiation$600,000
Estimated Total Costs$1,340,000
Prenatal care$8,000
Hospital costs$27,500
Postpartum care$3,000
Well-childcare (up to 6 weeks)$1,500
Estimated Total Costs$40,000
Next
Back
Our simple sharing process
- 1.Choose a Healthcare ProviderThe freedom to choose quality care—no network!Emergency room, foot specialist
- 2.Submit BillsAnswer a few simple questions and upload medical bills within minutes.$61,500
- 3.Receive FundsYour CHM family takes care of your eligible medical bills. It’s that easy!$60,500
What You Owe*
$1,000
* This scenario assumes CHM Gold program participation.
* This scenario assumes that all other expenses have been verified as eligible according to the CHM Guidelines.
- 1.Choose a Healthcare ProviderThe freedom to choose quality care—no network!Emergency room, primary care physician, oncologist
- 2.Submit BillsAnswer a few simple questions and upload medical bills within minutes.$1,340,000
- 3.Receive FundsYour CHM family takes care of your eligible medical bills. It’s that easy!$1,339,000
What You Owe*
$1,000
* This scenario assumes CHM Gold Plus program participation.
* This scenario assumes that all other expenses have been verified as eligible according to the CHM Guidelines.
- 1.Choose a Healthcare ProviderThe freedom to choose quality care—no network!OBGYN, hospital, pediatrician
- 2.Submit BillsAnswer a few simple questions and upload medical bills within minutes.$40,000
- 3.Receive FundsYour CHM family takes care of your eligible medical bills. It’s that easy!$38,500
What You Owe*
$1,500
* This scenario assumes CHM Gold program participation.
* This scenario assumes that all other expenses have been verified as eligible according to the CHM Guidelines.