Programs for all

Whether you're single, retired, a growing family, a business, or a ministry, CHM has a program for you.

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Step

Click a scenario to explore the cost sharing process

How cost sharing works

How cost sharing works

Broken Leg
This scenario provides a common example of how CHM satisfies eligible medical bills for illnesses and incidents.
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Cancer
This scenario provides a common example of how CHM satisfies eligible medical bills from cancer.
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Maternity
This scenario provides a common example of how CHM satisfies eligible medical bills through its maternity program.
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Broken Leg
Cancer
Maternity
Cost Breakdown
Emergency room$8,000
Surgery$15,000
Inpatient care$30,000
Follow-up care$8,500
Estimated Total Costs$61,500
Hospital care$550,000
Laboratory$150,000
Imaging$40,000
Chemotherapy/radiation$600,000
Estimated Total Costs$1,340,000
Prenatal care$8,000
Hospital costs$27,500
Postpartum care$3,000
Well-childcare (up to 6 weeks)$1,500
Estimated Total Costs$40,000
Next
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Our simple sharing process
  1. 1.
    Choose a Healthcare Provider
    The freedom to choose quality care—no network!
    Emergency room, foot specialist
  2. 2.
    Submit Bills
    Answer a few simple questions and upload medical bills within minutes.
    $61,500
  3. 3.
    Receive Funds
    Your CHM family takes care of your eligible medical bills. It’s that easy!
    $60,500
What You Owe*
$1,000

* This scenario assumes CHM Gold program participation.
* This scenario assumes that all other expenses have been verified as eligible according to the CHM Guidelines.

  1. 1.
    Choose a Healthcare Provider
    The freedom to choose quality care—no network!
    Emergency room, primary care physician, oncologist
  2. 2.
    Submit Bills
    Answer a few simple questions and upload medical bills within minutes.
    $1,340,000
  3. 3.
    Receive Funds
    Your CHM family takes care of your eligible medical bills. It’s that easy!
    $1,339,000
What You Owe*
$1,000

* This scenario assumes CHM Gold Plus program participation.
* This scenario assumes that all other expenses have been verified as eligible according to the CHM Guidelines.

  1. 1.
    Choose a Healthcare Provider
    The freedom to choose quality care—no network!
    OBGYN, hospital, pediatrician
  2. 2.
    Submit Bills
    Answer a few simple questions and upload medical bills within minutes.
    $40,000
  3. 3.
    Receive Funds
    Your CHM family takes care of your eligible medical bills. It’s that easy!
    $38,500
What You Owe*
$1,500

* This scenario assumes CHM Gold program participation.
* This scenario assumes that all other expenses have been verified as eligible according to the CHM Guidelines.