Share CHM with your friends and earn credits towards your costs!

Share CHM with your friends and earn credits towards your monthly gift payment and your Personal Responsibility with our Bring-a-Friend (BAF) referral program.

Earn a BAF credit for each friend or family member who joins because of you. After your friend pays for three months of CHM membership, you’ll automatically receive a credit amount corresponding to their membership level. You can earn up to 16 months’ worth of credits per year. That’s right: up to one free year of CHM membership! So, invite as many friends and family members as you’d like.

They get the support of the CHM family and you get BAF credits. Can you say win-win? Together, we can bear one another’s burdens and serve as the hands of Christ.*

*The state of Maryland doesn’t allow Maryland members to use BAF credits towards their monthly gift amount; however, they are able to use BAF credits towards their Personal Responsibility amount. Additionally, the state of Montana limits members to six months’ worth of credits per calendar year.


Bring-a-Friend today!


Earning credits with Bring-a-Friend is easier than ever!


  1. Register. Visit your Bring-a-Friend dashboard through the Member Portal and get personalized referral resources.
  2. Refer. Tell your friends and family about CHM with your unique link through social media, email, text, and more.
  3. Rewards. Earn Bring-a-Friend credit when they join CHM and pay their third gift amount!


How it works BAF toolkit

If you love your CHM membership, it’s easier than ever to let people know!

  • Tell your friend how much you love CHM! Share your experiences and the essentials of how CHM works. Send them your unique referral link via email, social media, or more so you’re credited when they join!
  • After their third monthly gift, you get a credit! This credit amount corresponds with their membership level: Gold $235; Silver $135; Bronze $90; Senior Share $115.
  • Did you bring more than one friend? That’s awesome! You can earn up to 16 months’ worth of credits per year. You read it right: You can earn a free year of CHM membership and your entire Personal Responsibility! So, invite as many friends and family members as you want.

You asked, we answered, and now the Bring-a-Friend program is better than ever. If you love your CHM membership, it’s even easier to let people know. Friendship is all about relationships and bringing people closer to Christ by bearing one another’s burdens—one friend at a time! To help start the conversation about CHM with your Christian friends and family, we've put together some tools and resources to explain the advantages and uniqueness of joining the CHM family of faith-based believers.

Our Bring-a-Friend toolkit includes fun activities, social media posts for you to share, video clips and testimonials, and a personality quiz. That way, you can explain what Bring-a-Friend and Christian Healthcare Ministries are in a simple and easy way.

What’s inside:

  • Key points and phrases to help you talk about CHM’s ministry focus
  • Premade social media posts that explain CHM's mission
  • Fun activities to help you share your #IamCHM story

Register for Bring-a-Friend through the Member Portal to access your personalized dashboard. It’s quick and easy, and you’re sure to love watching your referral credits pile up.

Your dashboard shows you:

  • How many credits you’ve earned
  • How many times your unique referral link has been viewed
  • Who has acted on your referral and when you’ll get your credits
  • Helpful resources made just for you such as premade emails, social media posts, and more

Download the Bring-a-friend toolkit



More Bring-a-Friend resources

What members say about sharing CHM with others

"You will be answering their prayers"

Heather Geaslen has great reviews of Christian Healthcare Ministries and encourages you to recommend other Christians to use CHM, too!

"CHM is life-changing"

Sarah and her husband share why they recommend Christian Healthcare Ministries to other believers who are looking for healthcare options. The Bring-a-Friend program is beneficial to both our members and to those who want to join.

Bless your friends by sharing your CHM story

There are many Christians who need the service provided by Christian Healthcare Ministries; some of them are CHM members’ friends and family members. In fact, what you tell them about CHM, it may be, quite literally, an answer to their prayers.

Cost Sharing in Our Own Words

Learn about health cost sharing in our own words! Take a table talk tour of Christian Healthcare Ministries for a deep dive on the membership participation levels, how it works, and what makes CHM truly special.

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