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How does CHM work when I’m traveling?

By Christian Healthcare Ministries

Everyone can use a vacation, and traveling enables us to spend quality time with family and friends. While planning your upcoming vacation, take a few minutes to brush up on the CHM Guidelines regarding how CHM works while traveling.

Important things to know as you plan your getaway:

Traveling stateside

CHM is fully portable within the states. With no healthcare provider network by which you must abide, you have flexibility to choose your own doctor—even on a trip. Eligibility doesn’t change state-by-state, so be sure to check the CHM Guidelines to see if your intended testing or treatment is eligible for sharing.

Travel abroad

International travel is a great way to experience different cultures and explore God’s creation! There are some things to consider as you prepare to travel to other countries.

If you need medical care during a vacation abroad, medical expenses for foreign healthcare providers will be authorized in accordance with the CHM Guidelines. Eligible medical bills must be translated into English and converted into U.S. currency before CHM can process them. It’s also important to note that emergency transportation to the U.S. from a different country—or between countries—is ineligible for sharing at any time. As a safeguard, consider travel insurance prior to your trip that includes medical transportation.

While CHM will share eligible medical bills from foreign providers for members who are traveling outside the country, “medical tourism” is ineligible for sharing. Medical tourism occurs if members choose to travel outside of the country for the purpose of undergoing medical testing or treatment.

When you’re looking at family vacation ideas, you can explore options in your own backyard—and far beyond! No matter where your travels take you, your CHM family is there to support you along the way.

*Editor’s note: This information was published in the July 2023 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and ministry news.*

Christian Healthcare Ministries
Christian Healthcare Ministries and its members help carry the load for their brothers and sisters in Christ, reflecting the spiritual values outlined in Galatians 6:2.