There are few words that fixate attention more than “cancer.” In light of October being Cancer Awareness Month, here are ways we support members with their cancer needs.
Preventative care
We can share for certain types of doctor-ordered preventative care if your total bills exceed your unit’s qualifying amount and satisfy your Personal Responsibility for the year. Here are examples of some eligible* preventative health services your doctor may recommend to screen for cancer:
- Colonoscopy
- Endoscopy
- Mammogram
- Imaging
Important note: Regardless of doctor recommendation, genetic testing is only eligible if it’s used to determine treatment for a current medical condition. If used for preventative purposes, it’s ineligible for sharing.
*Eligibility is determined by the CHM Guidelines, which can be found on your Member Portal under resources. While certain services are generally considered eligible, all other eligibility criteria must be met before any bills can be shared.
Cancer treatment
We share medical bills for cancer treatments, including chemotherapy, radiation, and removal of pre-cancerous tissue, provided they meet the eligibility criteria.
We also offer sharing for eligible extended cancer care if your annual Personal Responsibility amount is satisfied. If 90 days or more pass between services, you’ll need to meet a new qualifying amount per your selected program before additional bills are shared.
Participating in CHM Plus increases the lifetime illness sharing maximum of $125,000. Due to the significant expense and extended care often associated with cancer diagnoses, we strongly recommend that members add CHM Plus when they join—before any cancer diagnosis. If CHM Plus is added after you begin experiencing signs or symptoms, the illness will be considered pre-existing under CHM Plus.
Prayers Unceasing
We’re a ministry, and as such, the CHM family is encouraged to pray for fellow members. CHM staff prays with and for our members daily. In individual cases, with your permission, we’ll share your specific prayer request with your fellow CHM members so they can also pray for you and send notes of encouragement.
If you wish to share a prayer request with your CHM family, you can email us along with your written permission at [email protected].
