- How it works
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CHM, a voluntary cost sharing ministry, is not health insurance. As such, CHM doesn’t contract, incentivize, or in any other manner, work with insurance agents to bring new members into the ministry.
As you may be researching CHM for possible membership, it’s important that you know our position.
Our largest source of new members comes from CHM members explaining the ministry to their friends and family members. CHM doesn’t have insurance products. We don’t pay commissions to agents. Agents are not authorized, allowed, or able - in any form, manner, or capacity - to “sell” CHM to prospective members.
If you’re visiting our website because you’re interested in becoming a CHM member, we hope you will prayerfully consider joining with Christians across the country who have chosen our voluntary health cost sharing ministry as a way to deal with their healthcare costs.
However, if someone tries to literally “sell” you on joining, don’t buy it. Call or email us directly and we’ll be delighted to share the CHM story with you.
If an insurance agent attempts to “sell” you CHM membership, please contact us at email@example.com.
We’re so thankful to be part of a ministry that shares other Christians’ healthcare bills. […]Making our monthly financial gift to the ministry is easy and painless when we think about how we’re helping other people.
CHM is a ministry, not just a way to meet your healthcare needs. You’re supporting hundreds of thousands of Christians across the country. Our staff have sent prayer cards to other members. It feels incredible to hear that our employees are passionate about being CHM members.
The kindness of CHM members helped me realize that I wasn’t alone and that God sometimes shows His love in unexpected ways. I have recommended this wonderful ministry to several families who have since joined CHM.
The neurosurgeon had biopsy results showing that our sweet Mazy had acute lymphoblastic leukemia. [...] To date CHM has shared over $410,000 after $436,000 in medical bill discounts.
This can’t be happening, I thought as I threw myself to the ground and shielded my girlfriend, Jenna, from the bullets that were spraying into the crowd. Moments later, I was hit. […] CHM is where I can best help and be helped by other believers in time of medical financial need.
We understand that health cost sharing may be a new concept to you, since CHM operates differently from health insurance. See below or visit our FAQs page to find the answers you’re looking for.