CHM’s Advantage Care Solution was a game changer for Cheryl Fuller

By Christian Healthcare Ministries

When I fell, we were moving boxes out of a shed. I walked out, tumbled, and I knew immediately that I had broken my foot. I was taken to the hospital. The doctor came in and said, “Oh my.” I had torn every ligament in my right foot.  

The doctor let me know I needed to see a surgeon. After I’d scheduled surgery, the provider called and said, “You need $30,000 before you can step foot in our facility.”

I panicked. I thought, where am I going to come up with the money? I called my husband, Jim, and he told me not to worry, that it’ll work out.

I called CHM. Because that’s my lifeline.

We heard about CHM several years prior from our accountant. At the time, we were paying $1,400 a month for insurance for the two of us. With CHM, we paid less per month, and knew our monthly contributions were going to help other members who needed it. If we didn’t need medical bill support, we knew the funds were going to someone else who could use them.

When I broke my foot, I knew we really needed CHM’s help. When I called, they connected me to Katherine who introduced me to CHM’s Advantage Care Solution. Katherine told me the same thing my husband, Jim, had said, “Don’t worry”, and assured me that the new Advantage Care Solution would help me. That was such a game-changer.

God is Good, God is Great. ACS was a Game Changer | CHM

“We wouldn’t have to come up with the $30,000 and CHM would take care of everything. Katherine said that they had found another closer provider who would work with us and that I could cancel my first surgery.”

– CHERYL

I love that I didn’t have to go to Dallas, that I could go someplace nice and close. It was twenty minutes down the street instead of an hour and ten minutes away. Every mountain was moved out of the way. I never saw a bill. I couldn’t even tell you what it cost.

God is good, God is great

God was working on the whole thing. He used people like Katherine to help us. She called to check on me all the time. She prayed with me. It made me feel like a person, and that I was cared about.

CHM is not just a way to have your medical bill costs paid, it’s a big biblical community; when I read other members’ stories, I feel like I connect with them. CHM is a family, and they’re there for you from the beginning of your journey to the very end.

CHM is great, but Advantage Care Solution makes it even better.


God is Good, God is Great. ACS was a Game Changer | CHM

Cheryl Fuller

MINEOLA, TEX.


Total eligible bills: $74,430.99
Provider discounts: -$43,315.76
Total bills shared: $31,115.23

Christian Healthcare Ministries
Christian Healthcare Ministries and its members help carry the load for their brothers and sisters in Christ, reflecting the spiritual values outlined in Galatians 6:2.