I joined Christian Healthcare Ministries because I liked the idea of sharing medical costs with other believers in a biblical way, rather than paying into traditional insurance that I didn’t fully trust. Though the monthly cost was less than health insurance, I was nervous. However, I knew if I was following God’s ways, I could trust Him to provide.
I’d been a member for a few years before needing to use CHM but, as a new empty nester, I was approaching the age where I needed to be more consistent with annual doctor visits. During my annual visit, it was determined that I needed to have some medical and blood tests done as preventative care.
Praise God that all my medical tests came back great!
When filling out my online forms, I had questions, and whenever I called CHM for help, I was always greeted by someone who was cheerful. I filled out the paperwork online and was delighted with how easy it was. I received cash-pay discounts from my providers and was able to get on low payment plans while CHM processed my sharing request.
One thing I’d like to tell fellow members: don’t hesitate to ask for self-pay discounts at your doctor’s office. To make sure you’re given the promised discounts, keep track of all the bills you’re submitting.
After a couple months, the CHM sharing checks began arriving in the mail, and I paid off my bills.

“I love being a part of this ministry and giving toward other believers who have medical needs. “
When I looked at my online health chart to verify the amount of my final payment to my provider, it was over $500 less than what my own records showed. I called the medical facility and explained the situation. The voice on the other end of the line said, “It looks like someone came back to your account and gave you a 40% discount. I don’t know who did it. This doesn’t usually happen.” I knew exactly who had done that—our generous and miracle-working God.
I called CHM to pay back my overshare and thanked Jesus for providing for our needs in the little things and in creative ways that we could never dream up. I told the young lady on the phone the story of why my bill was less, and she shared with me that she hears stories of how God provides for people daily. How encouraging!
Through Christian Healthcare Ministries, God has shown me His faithfulness and how He uses His children to provide for each other. He has also made me more aware of the “Big C” church all over the world that I am part of with CHM.
God knows exactly what we need. He is our provider. I love being a part of this ministry and giving toward other believers who have medical needs. Sharing monthly with a ministry that is honest and follows God’s Word gives me great joy. I also love praying over the prayer requests that I receive each month with my billing statement, and the opportunity to email that member with a word of encouragement.
I’ve gladly shared the good news about CHM with others. This ministry provides for believers’ medical costs in a biblical way and gives us the opportunity to give, pray for, and encourage those going through difficult times.
As I pray for fellow members, I ask that you pray for me to continue to have discipline in my life as I endeavor to eat healthier, exercise more, and manage my time wisely.
Thank you, CHM family, for your generous, faithful, and consistent giving. I look forward to meeting you in Heaven and sharing the amazing stories of how God provided for each one of us. God has, once again, shown me that He is always faithful.



