Throughout the year, CHM members share stories about the financial and spiritual support they receive from fellow believers. The impact of participating in the CHM family is invaluable! Here’s a look back at the numbers from 2025 and what you, our CHM members, made possible.
2025 by the numbers
CHM members submitted $1,557,807,000 worth of eligible medical bills in 2025. Discounts and financial assistance received amounted to $693,469,000 which was an average of 45%—allowing member dollars to go even further. That’s over 54,000 individual members who were helped through sharing support in 2025.
Members received medical bill reimbursement for eligible illnesses, including pre-existing conditions, surgeries, maternity, cancer, and more.
- CHM Plus: Over $83,000,000 was shared in medical bills for catastrophic medical illnesses exceeding $125,000.
- Pre-existing conditions: $14,707,000 was shared in medical bills for maintained pre-existing conditions. This included $11,540,000 shared through the Maintained Pre-existing Schedule and $3,167,000 which was shared through CHM Give donations.
CHM Care Solutions
In 2025, CHM developed CHM Care Solutions—specialized components that allow members to save on costs and receive quality healthcare.
- Complete Surgical Care Solution (CSCS): CHM members who use a CSCS medical provider can receive a $1,250 membership credit.
- Maternity Care Solution: CHM members who call within the first 16 weeks of pregnancy receive $500 off their Personal Responsibility.
- Cancer Care Solution: CHM members who use a CCS provider receive a $1,250 membership credit.
- Virtual Care Solution: With CHM’s Virtual Care Solution, members can utilize HealthTap for urgent care and primary care needs.
- Prescription Care Solution: CHM members can save on prescription costs by taking advantage of CHM’s prescription discount resources.
Referral rewards
Members can save on monthly contributions and Personal Responsibility costs by referring their friends and family to CHM. Last year, thousands of members earned reward credits in the enhanced Refer-a-Friend program. Additionally, 8,799 new members received a 50% welcome credit when a friend referred them. Thank you for spreading the word about CHM!
When we reflect on all that was made possible in 2025, we glorify God for His goodness and thank you for your faithful support.
Looking ahead
As a CHM member, you can be confident knowing that 90 cents of every dollar you send to CHM goes directly to help another member in need. Our commitment to transparency and accountability led CHM to become the nation’s first health cost sharing ministry to earn independent accreditation. Demotech, a firm that conducts independent, certified financial stability ratings, gave CHM a score of 97 out of 100.
In 2026, CHM is positioned to share more eligible medical bills than ever before—helping members access quality care and meaningful savings. Thank you for being part of this ministry.
