When I started our garage door company, health insurance wasn’t an option because of the high pricing—that’s when, in 2019, we chose CHM.
CHM’s enrollment was seamless and sharing was easy. CHM and health insurance were like day and night.
In 2023, we returned to health insurance because of changes in our company. At first, I wasn’t worried about health insurance as I rarely went to the doctor. Over time, I realized I was spending thousands of dollars on coverage I wasn’t using. When I needed hip replacement surgery, I paid $10,000 out of pocket. The math behind keeping our insurance didn’t make sense.
As of 2026, we’re so happy to return to CHM! This ministry continues to stand out for its support, ease of use, and cost, making it a better solution for us. It is everything we need, and nothing that we don’t.
As a member, I love reading member testimonies and contributing to help others with their medical financial burdens. The notes of encouragement and prayer that I can send each month through CHM’s Prayers Unceasing are so special to me.
Having spent many years in Human Resources, I’ve seen employees and employers spend significant amounts of money on health insurance they rarely used or that didn’t meet their needs. When you’re evaluating a healthcare solution, pray for what’s best for you and your family, do the math to determine what you spend on health insurance, and consider whether your medical expenses will be taken care of.
In every case, CHM is hands-down the winner!
