New 2026 monthly contribution amounts
Each year, CHM leadership conducts a rigorous analysis to ensure your ministry is in the best position to financially and spiritually support CHM’s hundreds of thousands of members. That process was recently completed and here are the new monthly contribution prices that were approved:
- CHM Gold – $299 per unit
- CHM Silver – $169 per unit
- CHM Bronze – $115 per unit
- CHM Plus – $42 per unit
- CHM SeniorShare – $119 per unit
There are no changes to Personal Responsibility or Qualifying Amounts.
Effective dates
There are two different scenarios for when the new monthly contribution amounts will go into effect:
- New members who enroll beginning Oct. 15, 2025 start with the new contribution amounts.
- Current members will start the new contribution amounts on Jan. 1, 2026.
Why the increases?
These adjustments help CHM keep up with inflation and the increasing cost of healthcare. They will allow the ministry to continue sharing 100% of eligible medical bills in a timely manner. CHM keeps costs low and practices careful stewardship of members’ contributions: the operational costs of CHM are less than 10 cents of each dollar we receive.
We believe that our increases are less than you’d find with insurance or even other health cost sharing ministries. With CHM, you also have the freedom to choose your healthcare providers, along with the prayer and support of our nationwide Christian family.
We work to improve the value of your membership every year. In 2025, CHM added:
- HealthTap as our new Virtual Care Solution provider
- A CHM Member Portal app
- Cancer Care Solution
- Technology to expedite the sharing process
Ways to save
Here are additional money-saving opportunities for your CHM membership:
- Starting Jan. 1, 2026, get 3% savings when you use automated bank withdrawal for recurring monthly contributions, download the CHM Member Portal app and opt-in to email and text messages.
- Refer-a-Friend: Tell your friends about CHM and receive a $200 reward credit when they join.
- Use CHM Care Solutions:
- Virtual Care Solution (powered by HealthTap) – primary care and virtual care visits that are already included in your CHM membership
- Complete Surgical Care Solution – Save on costs for surgical procedures and receive a $1,250 membership credit
- Cancer Care Solution – Save on costs for cancer treatment and receive a $1,250 membership credit
- Maternity Care Solution – Save on costs for childbirth and receive $500 off your Maternity Personal Responsibility
- Prescription Care Solution – Get tips and resources to save money on prescriptions.
Find details on the Member Portal by navigating to “CHM Care Solutions.”
We appreciate your understanding and trust that this increase in monthly contributions is necessary to continue serving our members.
