After their medical bills topped $125,000, two members say CHM Plus was a blessing

Todd and Emilee Henry: A surprise heart attack

My husband Todd had a heart attack in November 2022. Up until that point, he had no heart issues of which we were aware. He was in good health and on no medications.

Todd’s initial heart attack sent us to the ER: at the hospital, he had an additional heart attack. After the second heart attack, he was put on a nitroglycerin drip, and surgery was scheduled the day after Thanksgiving.

His recovery went well, but I thought about how we would pay his medical bills. I called CHM; the woman that answered the phone was truly a blessing to me. She prayed with me, encouraged me, and told me step by step exactly what to do. Most importantly, she said, “Just take your time and do what you need to do with your husband first.” I was blown away by God’s goodness.

His recovery went so well that we were eager to start an exercise regimen, but two weeks after his quadruple bypass, he suffered another heart attack. That was quite a blow as his recovery had gone so well.

Today, Todd is doing well since his surgery and the heart attack afterwards. We eat healthily and feel great.

CHM made it an easy process and reimbursed us quickly. The provision of other believers sharing our costs with us through CHM was far more than we had hoped or imagined. When I called shortly after we got home from the hospital to find out exactly how much would be shared, they let me know that since we had CHM Plus, we had additional sharing for our medical costs (ultimately totaling $279,748.95). Another kindness from the Lord.

We’ve been eager to share our experience with everyone. It’s our belief that, if all Christians joined a health cost sharing ministry like this, no Christian would have to use insurance and the medical costs of God’s family would decrease substantially.

God is showing us to trust Him more. God is Sovereign and God is good. When we can stand on those truths, it helps us have great peace when the world could be falling around us.

Mary Solomon: An “accidental” diagnosis

Right before Mother’s Day, I felt pain and numbness in my left hand that spread up my arm. Thinking it wasn’t serious, I drove myself to the hospital. Halfway there, things worsened and I fervently prayed to our Heavenly Father for help.

When I finally reached the ER, I had lost depth perception, and my speech was not clear. A nurse called a code, and I realized this was serious. I needed an MRI which terrified me because of claustrophobia. I prayed for peace, and the techs were kind, giving me headphones to calm my nerves. My favorite hymn “Be Still My Soul” was playing. I knew this was no coincidence.

The neurologist came and told me that I did not have a stroke, but they found something unexpected: a brain aneurysm.

When my husband arrived at the hospital and learned of my diagnosis, he asked if all the symptoms I had were related to my aneurysm. The doctor said no. She then explained that all my symptoms were on the left side of my body, and my aneurysm was also located on the left side. She proceeded to explain that the left side of the brain oversees the right side of the body. It was all an accidental medical find. I told the doctor that it was not an accidental find; it was guided by God.

After surgery, I stayed in the ICU overnight due to risks of stroke or stent rejection. Recovery was slow, but I felt incredible love from family, friends, CHM members, and my church. Their prayers carried me.

I’ve had two procedures—making the total cost eligible for sharing through CHM Plus—and my aneurysm has since shrunk.

Through this trial, I’ve been told many times that it was an accidental find. I have repeated that it never was. I had to feel exactly how I felt for the medical personnel to look exactly where they did. The kind techs that did my MRI had to be Christians playing the beautiful music that calmed my soul. I was sent to a neurosurgeon that not only did the surgery I needed, but also did research on it.  

For God, there are no coincidences. My testimony and faith have increased because I know He loves me. He loves each one of us. He is with us. It does not matter who we are or what we have done. For Him, we are His Children; and He will always be there. We need to see the beautiful miracles we are given day by day and trust Him with all our hearts. I am so grateful each day to be here and to enjoy my family, His creation, and be His hands.

The Lord gave me a miracle, and I intend to share it with anyone that I can.