Words of encouragement can change a person’s day. As Christians, we believe that prayer transforms lives. That’s why our CHM staff prioritizes prayer and spiritual support for you, our members.
Through phone calls, emails, and devotionals to draw you closer to Christ, our desire is to glorify God.
God moves with each interaction
As we interact with you, our staff has the privilege of witnessing the power of God at work. Here are just a few moments
two team members shared from their experiences:
Ty Keller, CHM Member Support:
“We call members to pray with them in the midst of their pain, and God perfectly times these calls at exactly the right moment. Many members are encouraged and begin praising the Lord for His grace in their struggles.”
“I called a CHM member and asked If I could pray for her. She was having a very rough day, as she was grieving the loss of her husband and two children. She immediately recognized God’s timing in the call and was encouraged by His care for her in her sorrow. In turn, this grieving widow encouraged me! How great is God that He meets us in these small calls to magnify Himself and encourage His children.”
“I called a CHM family. When they answered, they were in the hospital with their seven-year-old son. They wondered how we could possibly know to call and pray with them at that moment! The doctors had been struggling to find out what was wrong, so his parents were very worried. Because of our call, they were encouraged that God heard their prayers. God is good!”
Tony Cucolo, CHM Authorization Specialist:
“I once called a mother who just miscarried. She was hurt and confused. I opened up about my own experience regarding the children I lost and how it affected me. She appreciated the call, and I was grateful to encourage her in Christ and His promises of life eternal.” – Tony Cucolo, CHM Authorization Specialist
“Praying with members shows them we aren’t merely part of a health cost sharing organization, but a body of Christians seeking to strengthen and encourage one another. Many times, I’ve made a call to a CHM member about an unrelated matter, only to hear that they were just diagnosed with cancer or lost a loved one. One member said she’d been praying that day for guidance from the Lord and took my phone call as a sign that the Lord was indeed hearing her prayers. The Lord, by His providence, leads me to these members. It’s not that I’m ‘special,’ but rather, that the Lord uses our interactions with members to encourage His sheep.”
Everything changes when God steps in

These are examples of God’s faithful presence and comfort when His children pray for each other:
- “My heart is touched by the loving generosity and faith of this Body of Christ. You didn’t know me, yet you took time to pray for me, encourage me, and lift me up when I needed it most. I felt the crushing weight of my situation lifted off my shoulders, and I suddenly realized I am not alone.” – Charlene O., CHM member from Oakley, KS
- “I don’t remember the name of the sweet staff member I spoke with on the phone. Through tears, I explained my medical situation. One of the first things she did was to pray with me and reassure me. Then, cards and emails started flooding in! It was the most amazing feeling knowing that people all over the country were praying for us.” – The Watts family, CHM members from Springtown, TX
- “I am very grateful for the sharing of our eligible bills by CHM members. I also appreciate the fact that CHM staff who answered questions on the phone also promised to pray for me. What a blessing!” – Jon E., CHM member from Laurium, MI
- “It’s comforting to know we have friends that will stand and pray for us in times of great and deep sorrow. Once again thank you so very, very much.”- Clifford Y., CHM member from Doylestown, OH
- “I want to praise our Lord and Savior for answering prayer. Daily, I received encouragement and strengthening from CHM friends and family. We never know how much this means to us until we are the recipient. What a blessed ministry.” – Jan H., CHM member from Plains, MT
Finding faith in the hard times
“For where two or three gather in my name, there am I with them.”
– Matthew 18:20 [NIV]
Finding faith may be hard during life’s trials, but you don’t have to face those trials alone. We’re here to support you. It’s not just what we do, it’s who we are as a family of Christians.
The enemy seeks to divide, steal, and destroy our hearts. But Jesus came so we’d live fully [John 10:10]. Directed by the grace and goodness of Christ, we stand in the gap with you. Whether it’s a prayer of intercession, hope, or healing, we’re ready to bring your requests to God.




