Thank you for your interest in Christian Healthcare Ministries (CHM)! Participation in this 21st century ministry is a great way to satisfy your healthcare costs while helping other Christians meet theirs. CHM members have shared over $8 billion in one another’s healthcare costs since 1981. Additionally, members pray for and send each other letters and cards of encouragement.
CHM membership for Maryland members is member-to-member, complying with Maryland state law. Here’s how it works:
- Maryland members write a check for their voluntary sharing monthly gift amount* made out directly to other Maryland members, and mail it following the instructions listed on each month's Member Gift Form.
- When a medical event occurs, Maryland members submit their medical bills to CHM. Once CHM has reviewed their medical bills for eligibility, they then receive from CHM an Explanation of Sharing detailing the checks they will receive from other members.
*Please note that monthly financial gifts are sent by check, not credit card or bank draft because the giving is member-to-member.
What Maryland members say about CHM:
We’re thankful for CHM’s help with our medical expenses. We’ve been greatly blessed.
–Andrew Schrock, Oakland, MD
I was diagnosed with a rare form of breast cancer that’s difficult to overcome. My journey with chemotherapy, surgery and radiation treatments lasted for eight months and finally ended positively. Initially, fear and frustration gripped our family as we faced the unknown. I immediately called CHM to discuss finances. My mind was put at ease when a staff member told me that I was a Gold level member with Brother’s Keeper. I didn’t need to worry about money; instead, I was encouraged to focus on getting well.
–Rosalind Martin, Clear Spring, MD