Big blessings come in little packages
We want this experience to be full of joy and excitement as you welcome a new life into the world!
For Gold members, maternity expenses are eligible for sharing after reaching $500 per pregnancy. Christian Healthcare Ministries will share qualifying bills for:
- Pre-natal (including up to three ultrasounds, provided they are medically necessary)
- Hospital delivery (including cesarean and multiple births)
- Home births
- Midwives
- Complications (mother and baby)
- Post-natal (up to six weeks)
- One lactation consultant visit (if medically necessary; an itemized charge must appear on your bill or you must submit a note from your healthcare provider)
Maternities have a maximum of $125,000 per pregnancy, provided the mother joined the Gold program at least 300 days before the doctor’s estimated due date. This cap can be removed with the addition of Brother's Keeper. Members must wait at least 30 days—one month—after joining the ministry before becoming pregnant in order for that pregnancy and delivery to be eligible for sharing (women who choose to switch from a lower level to Gold should allow 30 days for the change to take effect).
Two exciting advantages available for eligible Gold pregnancies:
- The maximum per-pregnancy amount of assistance is unlimited with participation in the Brother’s Keeper program.
- For mothers giving birth under CHM’s Gold program, any non-routine medical bills your baby incurs in the first three months after birth are eligible for sharing under the mother's membership.
Helpful resources
Download our complete Gold program maternity guide or view the CHM maternity Guideline. You can also download a sample medical bill log that will help you keep track of your maternity bills.
Maternity testimonies
"God is faithful to provide": Run the Race scriptwriter shares CHM story
God gives everyone dreams, and the McEntires had two dreams: Jake wanted to see his script for Run the Race on the big screen and Charity wanted to be a stay-at-home mom. Would CHM enable them to pursue their dreams and share for the birth of their baby boy?
Roadside delivery: Born in a car
The Pettijohn clan is a multigenerational “CHM family.” CHM members shared medical bills for Tiger. His son and daughter-in-law Jon and Lesia experienced the blessings of CHM’s Gold maternity program for each of their children, including one born in an unexpected place.
Seven weeks early—watch Amanda’s story of premature birth and CHM members’ faithfulness
At 32 weeks, Amanda Burton’s water broke. With one thought racing through her mind—it’s too early!—she rushed to the hospital. After a week-long hospital stay and the baby’s 10 days in intensive care, the bills piled up around her. She was confident that her fellow CHM members would take care of her—and they did.
Program Comparison
| Gold | Silver | Bronze | |
|---|---|---|---|
| Pre-natal | Included | Not included | Not included |
| Hospital delivery | Included | Included | Included |
| Midwife | Included | Up to $2,500 per pregnancy | Not included |
| Post-natal (up to 6 weeks) | Included | Not included | Not included |
| Complications | Included | Included (hospital treatment only) | Included (hospital treatment only) |
| Pre-existing pregnancies (see definition above) | Not included | Not included | Not included |
Joining CHM was a great decision. It drastically cut our family’s healthcare costs and we love knowing the leadership and staff have a heart to serve and minister to families.
