Gain freedom over your healthcare options.

CHM PROGRAMS

Enroll in one of our programs with anytime enrollment.

Our programs are simple and transparent, making it easy for you to compare pricing. You can customize your level of care with CHM Plus, a low-cost addition for eligible medical bills over $125,000.

We share 100% of eligible medical bills according to our Guidelines. At CHM, we use a unit system—no family pays for more than three units per month, regardless of the number of dependent children.

explore your options

Choose one of our programs

Explore our programs, CHM Gold, CHM Silver, CHM Bronze, or CHM SeniorShare™, and add the optional CHM Plus program to protect against catastrophic medical bills. Christian Healthcare Ministries also has group program options for employers.

Per unit, per month

$255

$148

$98

$115

Minimum amount to qualify per incident/illness

$1,250

$3,000

$6,000

$500

Personal Responsibility

$1,250

$3,000

$6,000

Maternity Personal Responsibility

$2,500

$5,000

$9,000

N/A

Lifetime maximum per illness without CHM Plus*

$125,000

Unlimited

All programs include telemedicine services, inpatient and outpatient hospital incidents and surgery, maternity care, physical therapy, home healthcare (up to 45 visits per injury/sickness), and incident-related doctor’s office visits and prescriptions.

*As long as all other Guidelines are met. All programs have an illness cap of $125,000 per illness unless adjusted by the CHM Plus add-on option.

For Maryland residents only: Learn additional information regarding CHM membership. Learn More

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CHM Plus

CHM Plus is your safeguard against catastrophic illness or injury. For only $32 a month, this low-cost add-on takes care of medical bills that exceed the $125,000 limit per illness specified in the CHM Guidelines.

Discover CHM Plus: what’s eligible, why our members love it, and if it’s right for you and your family.

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Christian healthcare plans for your group.

Group health programs

CHM has over 700 participating groups with Christian staff. These programs allow faithful employees to express their faith through the biblical community that CHM provides.

Download Groups Info Pack

“While I’ve always been fond of the health cost sharing model, Christian Healthcare Ministries stands out above the rest.”

– Dr. Joel Judah, M. D., Macon, Georgia

Find your program

Answer just a few questions to help figure out what program is right for you or your family. Control your healthcare and decide what’s important for your future.

What’s yours?

Affordable healthcare plans for your family.