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If you’re looking for comprehensive health cost support and a low Personal Responsibility (amount you’re responsible to pay), the Gold program is the level for you.

The Gold program features a low Personal Responsibility of $500 for eligible medical bills and removes the $125,000 cap when you add Brother’s Keeper. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Maternity
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions
• CHM SeniorShare™ gift reduction for eligible members

If you want medium health cost support for a cost-effective price, Silver may be just the level for you.

Silver has a Personal Responsibility of $2,500. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Silver shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $2,500 Personal Responsibility amount

If your main goal is budget-friendliness, the Bronze program is the best level for you.

Bronze has a Personal Responsibility of $5,000. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Bronze shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $5,000 Personal Responsibility amount

If you’re 65 or older and enrolled in Medicare, you’re eligible for the SeniorShare™ gift reduction on the Gold level. This means you get all of the comprehensive health cost support that comes with the Gold program—at a gift amount designed specifically for you!

The Gold program features a low Personal Responsibility of $500 for eligible medical bills and removes the $125,000 cap when you add Brother’s Keeper. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions

If you’re looking for comprehensive health cost support and a low Personal Responsibility (amount you’re responsible to pay), the Gold program is the level for you.

The Gold program features a low Personal Responsibility of $500 for eligible medical bills and removes the $125,000 cap when you add Brother’s Keeper. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Maternity
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions
• CHM SeniorShare™ gift reduction for eligible members

If you want medium health cost support for a cost-effective price, Silver may be just the level for you.

Silver has a Personal Responsibility of $2,500. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Silver shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $2,500 Personal Responsibility amount

If your main goal is budget-friendliness, the Bronze program is the best level for you.

Bronze has a Personal Responsibility of $5,000. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Bronze shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $5,000 Personal Responsibility amount

If you’re 65 or older and enrolled in Medicare, you’re eligible for the SeniorShare™ gift reduction on the Gold level. This means you get all of the comprehensive health cost support that comes with the Gold program—at a gift amount designed specifically for you!

The Gold program features a low Personal Responsibility of $500 for eligible medical bills and removes the $125,000 cap when you add Brother’s Keeper. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions

If you’re looking for comprehensive health cost support and a low Personal Responsibility (amount you’re responsible to pay), the Gold program is the level for you.

The Gold program features a low Personal Responsibility of $500 for eligible medical bills and removes the $125,000 cap when you add Brother’s Keeper. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Maternity
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions
• CHM SeniorShare™ gift reduction for eligible members

If you want medium health cost support for a cost-effective price, Silver may be just the level for you.

Silver has a Personal Responsibility of $2,500. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Silver shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $2,500 Personal Responsibility amount

If your main goal is budget-friendliness, the Bronze program is the best level for you.

Bronze has a Personal Responsibility of $5,000. The Brother’s Keeper program adds an additional $100,000 of cost support per illness every year, until it accrues up to $1 million. Bronze shares for:

• Inpatient and outpatient hospital incidents and surgeries
• Surgery performed at facilities that meet accepted standards of medical care
• Emergency room visits that exceed the $5,000 Personal Responsibility amount

If you’re 65 or older and enrolled in Medicare, you’re eligible for the SeniorShare™ gift reduction on the Gold level. This means you get all of the comprehensive health cost support that comes with the Gold program—at a gift amount designed specifically for you!

The Gold program features a low Personal Responsibility of $500 for eligible medical bills and removes the $125,000 cap when you add Brother’s Keeper. The Gold program includes sharing for:

• Inpatient and outpatient hospital incidents and surgeries
• Urgent care visits
• Independent lab work and radiology
• Physical therapy and home healthcare
• Incident-related doctor’s office visits
• Incident-related prescriptions