Britton & Heather Larson, Mesa, AZ

Nolan Timothy Larson was born to Britton and Heather Larson of Mesa, Ariz., on Oct. 27, 2013. As CHM members, the Larsons had excellent provision for their maternity costs. Our staff asked the couple about their experience:

Christian Healthcare Ministries: How did you hear about CHM and why did you join?

Heather Larson: In 2012, my husband, Britton, and I decided to join CHM. My employer didn’t have any good health insurance plans, especially for maternity. My sister heard about CHM through a friend and told us about the ministry. It seemed to be the right answer, so we joined at the Bronze level. When we decided to start having children, I moved up to the Gold level.

CHM: What did you do when you found out you were pregnant?

HL: The first thing I did was email CHM with a list of questions. Staff member Monica Rohr was a huge help. She got back to me quickly and answered all my questions. She was knowledgeable and helpful whenever I called. The CHM website was a lot of help in providing answers, too.

CHM: How much did your pregnancy cost?

HL: I was fortunate to not have any complications and to have a healthy baby, so my total cost was about $8,600. CHM met all these expenses and mailed the check even before the bill was due. Getting discounts was easy and well worth it.

At first, I was worried the hospital wouldn’t receive the money in time to get the discount offered from my doctor, but I called CHM and they expedited the process. We received the money in time.

CHM: Would you recommend CHM to family and friends?

HL: Yes, I already do! I tell all my friends about CHM because it’s a great alternative to health insurance. I usually direct my friends who are interested in signing up to the website because it has a lot of good information. It’s a great program and I feel blessed to know that I can have a baby without relying on government programs or by paying for everything out of pocket. I’m worry-free of any large medical bills.

Editor’s note: We strongly recommend the Gold level for women who may become pregnant. The mother must join CHM at least 300 days before the doctor’s estimated due date in order for maternity bills to be eligible for sharing.