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Financial Freedom
With over 40 years of experience in sharing medical bills, CHM is the original cost sharing ministry. Learn how CHM can take care of you.
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Member Stories
What hospitals don’t tell you about self-pay
Hospital self-pay isn’t as simple as it seems. Learning about hidden pricing and discounts can…
Reading Time: 7 minutes
Top Christian baby names for 2026
The search for the perfect name often comes with feelings of both pressure …
Reading Time: 3 minutes
Christian parenting in the digital age: a practical guide for families
Discover biblical parenting advice for setting tech boundaries with your family.
Reading Time: 6 minutes
“We are so thankful for the power of prayer”
In February of 2021, our son, Wesley, started having severe pain in his …
Reading Time: 3 minutes
How to handle a surprise medical bill as a student
Surprise medical bill? Learn how students can check for errors, request payment plans, explore discounts,…
Reading Time: 5 minutes
Meet the people behind CHM (and why we’re different from health insurance)
Discover the heart behind Christian Healthcare Ministries (CHM). Our staff serve members with prayer, compassion,…
Reading Time: 6 minutes
Why the health insurance industry is broken and the biblical alternative you need now
The health insurance industry is broken, making Americans vulnerable. CHM is a biblical and affordable…
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Is it biblical to share healthcare costs?
Discover the biblical roots of health cost sharing and how Christians can support each other…
Reading Time: 5 minutes
Are health cost sharing ministries legitimate?
Learn how health cost sharing ministries work, what makes them legitimate, and what to look…
Reading Time: 6 minutes
Bible verses for anxiety: What God says when fear takes hold
See what God says about fear and anxiety. Explore comforting Bible verses and three questions…
Reading Time: 9 minutes
How to worship with a busy schedule
Discover practical tips to reclaim daily worship like Bible reading, prayer habits, and family devotions—even…
Reading Time: 6 minutes