Planning your healthcare finances for 2022

*Editor’s note: This information was published in the October 2021 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and ministry news.*

Learning how to do financial planning well can seem a little overwhelming, but it certainly doesn’t have to be. Since October is Financial Planning Month, we want to give you some helpful tools and tips for planning and budgeting your healthcare finances.

Pray for wisdom
When we put God at the forefront of our decision-making, we give ourselves room to hear Him speak through Scripture and the Spirit. Listening to what God says about our finances helps us make worry-free plans with clarity for our future needs.

Plan ahead
In budgeting for healthcare, planning ahead is important. This gives you proper time to compare options and ask questions.

Evaluate your situation
When you’re aware of your needs, you can better plan for them. It’s essential to pick programs and levels that cater to your specific healthcare requirements. This way, you’re not blindsided when needs arise.

A suggestion: refer friends and family to CHM
As you’re planning healthcare finances for 2022, remember to refer your friends and family to CHM! CHM members get a free month of membership after a friend they’ve brought into the ministry sends in their third monthly financial gift. This is a perfect way to help alleviate some costs for the upcoming year.

For more financial planning tools and tips, visit the Moneywise website.

Editor’s note: Bring-a-Friend credits are limited to 12 per calendar year (As stated in Montana law, Montana members are limited to six credits per year starting Oct. 1, 2021; Maryland members: Please note that Maryland law prohibits Bring-a-Friend credit for Maryland members). Visit for more information.

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