Your questions answered: How does CHM work for missionaries?

Editor’s note: This information was published in the August 2018 issue of Heartfelt Magazine, CHM’s monthly magazine that provides CHM membership-related tips and tricks, medical advice from doctors, testimonies from CHM members, and more. Please refer to the CHM Guidelines and applicable web pages for the most up-to-date information regarding CHM membership, sharing eligibility, and ministry news.

Missionaries are welcome to join CHM and participate in the blessing of sharing fellow believers’ healthcare costs. However, please note the following requirements:

  • You must have either a U.S. mailing address or consistent, reliable, secure internet service through which you can receive documents with confidential information (via attachment through an active email address, drop box/FTP capability, etc.)
  • CHM cannot send any correspondence overseas, such as billing statements, membership notifications, promotional materials, checks for sharing of medical expenses, etc. If you don’t have a U.S. mailing address, please make sure you designate a relative, friend, or financial and medical power of attorney to receive CHM funds on your behalf; otherwise you may experience unnecessary delay in receiving funds.
  • Medical bills must be translated into English and converted to U.S. dollars.
  • Bills for alternative treatment—including bills incurred for alternative treatment overseas—cannot be shared by CHM (see Guideline N.1.). Also, CHM cannot share bills for emergency international flights (see Guideline U.3).


This information can also be found in Guideline C.5.

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