- How it works
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It’s not unusual for CHM staff to learn of members receiving medical bill discounts of 40, 50, or 75 percent or more, equaling tens and sometimes hundreds of thousands of dollars in savings. Take a look at the total medical bill amounts before discounts versus how much CHM secured in discounts and financial assistance in 2020. CHM members then shared over $600 million in one another's medical costs.
Christian Healthcare Ministries shares 100 percent of eligible medical bills. Since 1981, CHM has shared $6 billion in members’ healthcare costs. Take a look at the breakdown of how eligible bills were shared in 2020.
CHM is celebrating 40 years as the nation’s first and longest-serving health cost sharing ministry that provides a cost-effective, accountable and faith-based framework to help fellow believers facing a health crisis. Here's a snapshot of the impact of CHM medical bill sharing in the lives of CHM members.