- How it works
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Now's the time to consider your options—and we get it. It’s hard to trust a new way of doing things when it comes to your healthcare. Rest assured, though, that we’ve been around for 40 years and have helped hundreds of thousands of people just like you. Christian Healthcare Ministries: It’s not difficult, it’s just different.
Christian Healthcare Ministries is a biblical way to meet your healthcare cost needs. Since 1981, ministry members have satisfied more than $6 billion in medical bills through this tried-and-true sharing model. Biblical community, longevity and strong financial principles are just a few things that make CHM stand out above the rest.
Christian Healthcare Ministries is not health insurance, but rather a budget-friendly and eligible healthcare option under the Affordable Care Act (ACA) that many Christians use as their solution to their healthcare costs. We welcome you to learn more about our health cost sharing ministry’s history and how CHM meets the requirements of the national healthcare law.
Losing six weeks of work during COVID-19 was hard, but as a CHM member, I had confidence knowing CHM would share 100 percent of my eligible hospital bills.
100 percent of our eligible medical bills were shared—and that was in the middle of a coronavirus pandemic when many CHM employees were working from home!
CHM has always been very easy, fair and wonderful—and this incident was no different. [...] CHM shared my COVID-19 medical bills very quickly. I highly recommend CHM!