What is Open Enrollment at CHM?

Now's the time to consider your options—and we get it. It’s hard to trust a new way of doing things when it comes to your healthcare. Rest assured, though, that we’ve been around for 40 years and have helped hundreds of thousands of people just like you. Christian Healthcare Ministries: It’s not difficult, it’s just different.


When it comes to choosing healthcare during open enrollment, what’s on the top of your wish list? Here are a few of our must-haves:

Who we are and how we work:

CHM is an eligible option for individuals and families under the national healthcare law—the Affordable Care Act (ACA)—and it's a viable faith-based solution for Christians who embrace biblical principles.

CHM monthly membership is voluntary and membership costs remain the same no matter your job situation, health history or geographic location. Whether you move to another state, have a child, lose a loved one, endure an expensive health crisis or experience the loss of a job, CHM stands with you.

It’s your choice—what will you decide?
The CHM advantage

Christian Healthcare Ministries is a biblical way to meet your healthcare cost needs. Since 1981, ministry members have satisfied more than $6 billion in medical bills through this tried-and-true sharing model. Biblical community, longevity and strong financial principles are just a few things that make CHM stand out above the rest.

new testament principles
100 percent bills shared
serving hundreds of thousands
strong financial principles
members in all states
What members say about CHM

Christian Healthcare Ministries is not health insurance, but rather a budget-friendly and eligible healthcare option under the Affordable Care Act (ACA) that many Christians use as their solution to their healthcare costs. We welcome you to learn more about our health cost sharing ministry’s history and how CHM meets the requirements of the national healthcare law.

Losing six weeks of work during COVID-19 was hard, but as a CHM member, I had confidence knowing CHM would share 100 percent of my eligible hospital bills.
Grateful for CHM, COVID-19 patient says “God’s love can move mountains” Grateful for CHM, COVID-19 patient says “God’s love can move mountains” Keith Weitermann, Aurora, Illinois
100 percent of our eligible medical bills were shared—and that was in the middle of a coronavirus pandemic when many CHM employees were working from home!
COVID survivor finds ‘peace because of CHM’ COVID survivor finds ‘peace because of CHM’ John Dondero, Ponte Vedra, Florida
CHM has always been very easy, fair and wonderful—and this incident was no different. [...] CHM shared my COVID-19 medical bills very quickly. I highly recommend CHM!
Q & A with COVID-19 survivor Q & A with COVID-19 survivor Steven Thompson, Bonita Springs, Florida
Want to receive the latest news from CHM?  Sign up to receive emails and you'll get:
  • Cost saving tips & tricks 
  • Healthy living advice and articles 
  • Info to make the most of your membership
  • Ways to engage with CHM's community and #prayerwarriors 
  • And so much more!
©2022 Christian Healthcare Ministries. All rights reserved.