3 reasons you can trust CHM

People sometimes ask how they can know that CHM members will take care of them when a medical event arises. At CHM, we enjoy answering this question because our history, present and future highlight reasons why you can be confident that CHM members will share your eligible medical expenses:

1. Our faithful history

Founded in 1981, Christian Healthcare Ministries (CHM) is the longest-serving healthcare sharing ministry. Since its inception, Christians across the United States have gathered together to share each other’s healthcare cost burdens.

And it works! Millions of dollars are shared each year, touching the lives of tens of thousands of people financially through faithful contributions and spiritually through prayer and letters of encouragement. More than 200 of their stories are told online at our testimonials page.

New testimonies are uploaded each month so that you can see just how powerful are your financial gifts. Likewise, a common theme within CHM members’ testimonies are the encouragement they felt when receiving cards and letters from other CHM members who are praying for them as they walk through a medical event.

Read their stories here

2. Our trustworthy present

In today’s world especially, transparency is worth its weight in gold. To be transparent is to be accountable and trustworthy. This is why CHM values upholding high standards of accountability*. Here are a few ways reasons you can be confident CHM maintains high credibility:

  • The CHM Guidelines: The CHM Guidelines are available 24/7, so they should be few questions about what’s eligible or ineligible for sharing. Our staff is also available through multiple methods of communication, including direct social media messages, to give members answers to any Guidelines-related questions.
  • Third-party annual audits: CHM’s annual financial statements are audited yearly by an independent Certified Public Accounting firm. It checks all aspects of CHM from the receipt and disbursement of money to the systems and procedures that control operations. Additionally, copies of annual audits are made available to anyone upon request.
  • Strict internal controls: CHM staff members who receive money do not disburse money. CHM staff members who prepare checks for payment do not sign the checks. CHM staff members who sign the checks do not reconcile bank statements.
  • Better Business Bureau Accreditation: CHM is celebrating its Better Business Bureau Accredited Charity accreditation since 2013. This designation is not easily achieved or met by every charitable organization—in fact, only two percent of BBB-reviewed charities are accredited. The standards CHM meets go beyond the accountability requirements of local, state, and federal laws and regulations.


3. Our future

CHM staff saw two record-breaking months in late 2019 as members shared all-time highs of more than $47 and $52 million in Sept. and Oct. respectively. Even more thrilling is the fact that CHM members shared more than $416 million in 2019.

In other words, more than 42,000 families received financial help with over 300,000 medical bills—thanks to the faithful generosity of CHM members like you.

With these numbers in mind, CHM members are on track to share more than $4.5 billion in one another’s healthcare costs since 1981.

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