God multiplies blessings through covenantal living among CHM members

By Charity Beall, CHM Chief Financial Officer (CFO) & Treasurer

Consistent and faithful giving by CHM members enabled CHM to surpass an enormous historical milestone, even in the midst of a pandemic: On April 6, 2020, CHM celebrated having processed over $5 billion in medical bills since the ministry's inception in 1981!

Joining CHM puts members in a covenant relationship, not a contractual obligation, with their fellow Christians. Covenant relationships are interwoven throughout the Bible as God interacted with His people. A covenant relationship in the CHM sense means going the extra mile to show care and help a fellow CHM member spiritually and financially.

CHM members experience the Lord’s blessing every day through one another’s testimonies, prayer requests, prayers, cards of encouragement and faithful giving. These acts of faith are multiplied by the Lord through answered prayers, peace that passes all understanding, healing and financial provision. The Lord has multiplied these acts of faith to the point that $5 billion in medical bills have been relieved.

Thank you to all CHM members for your faithful giving, persistent negotiating, price shopping, prayers, and especially your care for one another.

Five things you should know about CHM and COVID-19

The Church is the hands and feet of Jesus. We're praying for you... We continue to serve you. CHM continues to share eligible medical bills... How to get COVID-19 updates

As a CHM member, you’re part of a body of believers who serve as the hands and feet of Jesus Christ. Even when there’s no crisis at hand, every day we see members caring for each other. During extraordinary times, we've seen CHM members make extraordinary gestures of Christian love and goodwill. It’s our honor to glorify God by continued service to you, just as we have done for nearly 40 years.

…and we haven’t stopped since all of this began. We know that God has a plan and purpose for everything, but we also know that many of you are suffering physically and financially right now. Our hope is that CHM can be a beacon of hope for you in the midst of challenging times.

Please know that we’re still working diligently behind the scenes to serve you, even though some processes and procedures look a bit different. For example, some of our employees are working from home. Others are working in-office hours following strict health protocols that will keep our staff safe, so they can continue to share your medical bills and perform other essential ministry functions.

There are a number of ways:

Our coronavirus page contains the latest updates, including almost-daily “situation report” videos from CHM Medical Director Dr. Michael Jacobson.
Join our social media community @iheartchm for updates and encouragement.
Sign up for email updates about COVID-19 and other ministry news.

What members say about CHM

Additional information

What is CHM What is CHM Health cost-sharing is a way to satisfy your healthcare costs and help others while upholding your Christian beliefs and sticking to your budget.

How it works How it works CHM is a membership-based, nonprofit ministry through which hundreds of thousands of Christians voluntarily share to pay each other’s medical bills.

I am CHM I am CHM Hear why our members are proud to identify with CHM in this short three-minute video. #IAMCHM #iHeartCHM

What does it cost? What does it cost? CHM’s monthly financial gifts (monthly costs) range from $78 to $516 depending on which program you choose and how many people are in your family.

Key resources

CHM Guidelines

Interacting with providers

Forms & documents

Video resources

As such, there are a few key things we want to make sure you know about the coronavirus and how CHM is responding:

1. We’re praying for you…

and we haven’t stopped since all of this began. We know that God has a plan and purpose for everything, but we also know that many of you are suffering physically and financially right now. Our hope is that CHM can be a beacon of hope for you in the midst of challenging times, because…

2. We continue to serve you.

3. CHM will continue to share eligible medical bills and we can financially support any bills submitted for COVID-19—along with bills for other health conditions.

The ministry employs strong financial principles, including operating within a debt-free mindset, analyzing and adjusting monthly costs to make sure medical bills are shared despite rising healthcare costs, and working with members and healthcare providers to secure the best prices for medical procedures. In addition, CHM's recent sharing time average takes 90-100 days once the ministry receives all necessary forms and itemized medical bills.

4. Please engage with us online.