Mom and founder of women’s ministry calls CHM a “tremendous blessing”

By Christian Healthcare Ministries

Shortly after we joined Christian Healthcare Ministries (CHM), Michael, my husband, got really sick. We didn’t expect to have anything happen that soon because we’re fairly young, we’re healthy, and we’re pretty active.

However, his sickness was a wake-up call for us.

He was in the hospital for four days and three nights—and we quickly learned that is not cheap! He tested positive for strep throat and the flu, which turned into pneumonia. Between being quarantined and his time in the hospital, it ended up being a month-long ordeal.

That was the first time we had to use CHM.

It was wonderful knowing that while I was at the hospital with Michael, I could focus completely on him. I didn’t have to spend my time wondering how much we were racking up in medical bills or how we were going to pay for them.

It could have meant financial hardship for us—but thanks to CHM, it didn’t.

A financial burden lifted

I remember how we initially found CHM. After being taken off my parent’s insurance, I was searching for healthcare options, and I began to wonder if a Christian approach to healthcare actually existed. A quick Google search led us to CHM.

We’re so thankful. Through CHM, we’ve experienced God’s faithfulness both when Michael unexpectedly ended up in the hospital and later when I was hospitalized.

“It’s a tremendous blessing to witness this financial burden being lifted right out of our hands.”

– ELLE

financial burden. CHM

CHM has also been a blessing to us as small business owners. I’m the founder of a global online women’s ministry called Daughter of Delight and Michael works with his dad building log homes. It has made healthcare affordable for us. I thought it was awesome that not only did Michael and I align with CHM’s values, but that, as members, we know that every dollar we give goes to people who truly need it.

Bear each other’s burdens

It’s been really neat to see the power of God at work in the ministry.

It can be easy to feel isolated, so I’ve enjoyed the blessing of community through CHM. We know that if we need prayer, our brothers and sisters within the CHM community are praying for us. That’s powerful and meaningful to us.

I think it’s such a beautiful depiction of the call that we see in Galatians 6:2 to bear each other’s burdens. It is also a very special way for us to be the tangible feet and hands of Christ Jesus.

In addition to the medical incidents Michael and I’ve had, we’ve also participated in the blessing of CHM’s Maternity Care Solution. It’s allowed me to take a step back, relax, and enjoy every step of the way during pregnancy.

It may have felt like a leap of faith when we joined CHM, but it has been well worth it.

To hear more of Elle’s story, please visit daughterofdelight.com.


financial burden. CHM

Elle Cardel

MURFREESBORO, TENN


Total eligible bills: $24,268.16
Provider discounts: -$13,633.96
Total bills shared: $10,634.20

Christian Healthcare Ministries
Christian Healthcare Ministries and its members help carry the load for their brothers and sisters in Christ, reflecting the spiritual values outlined in Galatians 6:2.