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The alarm goes off. The exhaustion lingers. Your soul is tired in ways …

Health cost sharing has grown in popularity over the last few decades, especially …

Between World Wildlife Day (March 3), International Day of Forests (March 21), and …

What does the Bible say about women? It’s the question we ask when …

Living out our faith is less about perfection and more about daily commitment—allowing …

On March 30, communities across the U.S. will honor the service of physicians—not …

My cancer journey came out of nowhere, with no warning. I experienced shoulder …

Throughout the year, CHM members share stories about the financial and spiritual support …

Raising a family with a lot of kids comes with plenty of joy …

Hospitals often present self-pay as straightforward. You get care, you receive a bill, …

Do you ever look back on your school days and marvel at how …

Toward the end of 2025, I had hip replacement surgery at an orthopedic …

After I retired from the Air Force, I contemplated how I might best …

Todd and Emilee Henry: A surprise heart attack My husband Todd had a …

No one goes through life unscathed by pain or hardship. In fact, we’re …

Medical expenses for catastrophic or chronic illness can easily surpass $125,000—the standard sharing …

CHM has an exciting savings opportunity for 2026! You can save 3% on …

Being a parent in a world overrun with screens, apps, and notifications is …

Biblical community is a central theme in the Christian faith, but it involves …

“He has filled them with skill to do all kinds of work as …

I joined Christian Healthcare Ministries because I liked the idea of sharing medical …

We want to be loved, and, more importantly, God wants us to love, too …

Imagine this: On your 18th birthday, you’re handed the keys to a brand-new …

Words of encouragement can change a person’s day. As Christians, we believe that …

CHM is different from insurance—and that’s a good thing. Whether you’re new to …

Happy New Year! Something about the end of one year and the beginning …

“Where did the light go? Why do I feel so lost?” These are …

Your annual check-up isn’t just about today’s risks: it’s about protecting your tomorrows.Dr. …

When my cardiology appointments went from once a year to every six months …

My husband had back surgery late February. When I checked the mail this …

CHM helps you stretch your healthcare dollars, so you can begin the new …

Tangy, tender, spicy, or sweet, pickles have a crispy crunch and distinct flavor. …

We were created for community. From God forming Eve for Adam to Jesus …

With CHM’s Virtual Care Solution, members have access to virtual primary care physician …

CHM has meant so much to me and my family. They’ve helped us …

New 2026 monthly contribution amounts Each year, CHM leadership conducts a rigorous analysis …

In February of 2021, our son, Wesley, started having severe pain in his …

Turkey, stuffing, and pumpkin pie—oh my!  Thanksgiving has become synonymous with abundance, from …

Thanksgiving reminds us to embrace thankfulness and reflect on ways we can respond …

Has this happened to you? A large medical bill from the hospital shows …

Forgiveness is one of the central themes of Scripture. Without God’s forgiveness and …

Anger. Fear. Disgust. Happiness. Sadness. These are the emotions we learn in childhood. …

When we talk about breast cancer screening, we often think of the mammography …

Since 1981, Christian Healthcare Ministries (CHM) has enabled believers to share the burden …

If you have health insurance, you’re likely aware that the industry needs major …

Americans face increasing financial stress from costly health insurance. But did you know …

Health insurance users, be prepared for what lies ahead. For uninsured patients, or …

https://www.youtube.com/watch?v=6RVVGWXSLJ8 By nature, my husband and I are very active people. We’ve always …

We can feel helpless when trying to comfort our family and friends amidst …

In the spring of 2022, my wife Susie came to me and our …

Since 1981, CHM has stood by our members, lifting them up in prayer …

Worthless. Abandoned. Second-rate. Fully known and fully labeled. Sounds familiar, doesn’t it? They’re …

“Courage is found in unlikely places.” If that quote sounds familiar to you, …

Health insurance for millions of Americans will soon become more expensive, especially if …

Healer. Helper. Heart-mender. Hope-filled defender. Each is a characteristic of God, but it …

Our CHM story is simple, real, and grounded in faith. My husband and …

“I have told many people how CHM members care for one another, not …

A cancer diagnosis feels sudden, overwhelming, and filled with unfamiliar words that carry …

Sniffles and sneezes have a sneaky way of sidetracking our wellness. It’s often …

As followers of Christ, we have the fruit of joy within us. We’re …

“Do not be anxious about anything, but in everything by prayer and supplication …

As summer winds down and the rhythms of school, work, and extracurricular activities …

Health insurance is expensive. Rising premiums and deductibles are a problem for countless …

For more than three decades, I’ve walked alongside countless individuals and families through …

When Jesus walked into the temple and saw tables full of money changers, …

Manhood—especially biblical manhood need not be confusing or complicated. What does it mean …

During 30 years with CHM, I've had the privilege of seeing firsthand the …

Eggrolls are messy inside. Have you ever noticed that? Despite how tasty and …

Your brain is the hub of your body: It receives signals from throughout …

“Why aren’t you listening to me?!” “That’s not what I said!” “How do …

Croutons: love them or hate them, they’re the small, unassuming salad sidekick perched …

A benefit to your child’s health may be gathering dust on your bookshelf. …

Primary care physicians (PCP) are like conductors of a symphony. Not only do …

Spring invites us to open the windows, feel the air breeze through our …

Think of what life would be like without nurses. You wouldn’t have someone …

The search for the perfect name often comes with feelings of both pressure …

CHM's Virtual Care Solution (VCS), which will now be powered by HealthTap, will …

Members who use Complete Surgical Care Solution (formerly Advantage Care Solution) experience a …

We live in a fast-paced world. Between work, family, and daily obligations, it …

Every year, there’s one busy season that involves a lot of preparation, planning, …

Kristen Fister realized she may never play soccer again. She shares, “I had …

It’s easy to associate fitness with gym. Suddenly, the word is replaced with …

Picture this: You have an unexpected, significant medical expense and you’re now faced …

One day, my daughter, Chloe, said to me, “I can’t do it anymore.” …

When small business owners, Le and Sonny Egwuatu, heard about CHM they realized …

Saving for retirement might seem like a daunting task. Packed full of twists …

I was told by my surgeon that my shark bite was the largest …

Biblical freedom at its core is dependence on God and His Spirit to …

Scriptures on healing point us back to God, our ultimate healer. Nothing escapes …

When Taylor Hanes was pregnant with her first child, she found out she …

A good father is the cornerstone of a healthy family. Wives depend on their husbands for support …

Fathers have a crucial role in the biblical family. But leading with integrity, peace, …

Shortly after we joined Christian Healthcare Ministries (CHM), Michael, my husband, got really …

CHM members are free to choose their own healthcare providers, take advantage of …

When you’re building a house, you need a set of blueprints and the …

If you’ve ever worked in an unhealthy environment where you felt your superiors …

Benevolent Shuffling into work on a dreary day, you discover a small piece …

“A mother’s work is never done.” We’ve heard that quote many times, but …

Jessica Garza had lived with pain for so long, that she couldn’t remember …

Healthcare options for small businesses: a checklist There are many healthcare options available …

Healthy eating. When you hear the phrase, what comes to mind? Perhaps you …

When I fell, we were moving boxes out of a shed. I walked …

It’s incredible how sleep affects the ins and outs of our lives. If …

When my husband, Esteban, and I signed up for CHM, I had nearly …

Learn how to submit your medical bills to CHM Medical bills must be itemized (please …

Shared by month As we go through the year, check back here to …

As a Christian, it’s complicated to find the best value healthcare option for …

Ready to grow your family? We want this experience to be full of …

Thank you for your interest in reading Heartfelt Magazine. This monthly publication is exclusively available …

Refer. Reward. Repeat. Our Refer-a-Friend program makes sharing and saving simple. You’ll earn …

Thinking about joining CHM? As a health cost sharing ministry, the way we …

CHM has two options for the sharing of pre-existing conditions: scheduled sharing and …

Christian Healthcare Ministries assists members with prescription costs as follows: Incident-related prescription costs …

CHM Give is one of CHM’s initiatives to share medical bills for maintained pre-existing …

You can make a real difference in the life of a fellow Christian …

We want to hear from you, how are we doing? We’re always looking …

The original health cost sharing ministry As the nation’s first and longest-serving health cost …

If you have been injured in an accident, we are sorry to hear …

Infertility is a whole lot of nothing. An awful, painful nothing. That it is …

"Rejoice always, pray without ceasing, give thanks in all circumstances; for this is …

As a woman of God, you can look to the godly women of …

Ideas that may increase fertility naturally You've tried to get pregnant and prayed …

With a new baby comes a myriad of love and joy, but along with the good …

Fruit of the spirit: Faithfulness If you’ve spent any significant time in Scripture, …

"For unto us a child is born, unto us a son is given: …

How you lead people—the way you treat them—is a direct reflection of your …

“The Lord is close to the brokenhearted and saves those who are crushed …

The long-anticipated time is here. The work of creation God's completing within you …

“He replied, 'Because you have so little faith. Truly I tell you, if …

The miracle of new life still holds many mysteries. But we do know …

Wanting a child can feel lonely. Proverbs says “the barren womb” is never …

What were the first thoughts that ran through your mind when you received …

It’s never too early to prepare for that life-changing moment when you learn …

Member Story: Michael Widuck, Canton, Ohio Total eligible bills: $62,006 Provider discounts: $22,710 …

Member Story: Cara Chatwin, Utah Total eligible bills: $612,845 Provider discounts: $254,613 Total …

In emergency situations Immediately seek medical care. Getting well is your first priority. When …

Your fellow CHM members are ready to support you financially and spiritually if you encounter …

“The biggest blessing we received was all the cards and prayers that poured …

When you’re going through a difficult time, it may be hard to connect …

Difficult or unwanted news—especially relating to a medical diagnosis—can be challenging to process. …

As a CHM member, you’re not bound to any provider network. Instead, as …

New CHM members sometimes ask how they can know that other participants will …

Christian Healthcare Ministries (CHM) is a health cost sharing ministry that provides a …

Recently, a CHM member wrote: I’m having a hard time deciding whether to …

Everyone can use a vacation, and traveling enables us to spend quality time …

Gentleness, or as we might call it, humility and meekness, is one of …

The following is for informational purposes only and should not be construed as …

From speech difficulty to losing the ability to move part of your body, …

May is melanoma and skin cancer awareness month, with the first Monday in …

There’s not a single person who is virtuous, or even valorous. Left to …

The second trimester is often considered the most pleasant stage of pregnancy, but changes …

Congratulations, momma! The signs of labor might be intimidating, but it means you’ll shortly meet your …

“How to be a good mother” has 46,000 searches on Google every month. …

Anyone who’s experienced fatigue can attest to how debilitating it can be. Pregnancy …

“New baby” and “rest” aren’t the most synonymous words for a new mother, but …

Your newborn baby is a blessing, a joy, and a gift from God. They're …

You’re finally ready to begin life with your baby! Caring for a newborn can …

Let’s face it: Babies equal hard work. Behind their adorable faces and joyful smiles are dirty …

The first trimester of pregnancy is your first step in motherhood. You may not …

Labor might seem like a scary concept with a lot of unknowns, but …

Patience in the Bible Having patience isn’t easy, especially in our “on demand” …

Peace from the Bible It seems like everything is out to steal your …

If you're expecting, you might be knee deep in decisions already—baby names, budgeting, nursery ideas. …

Self-control stretches us and encourages us to grow. In the list of the …

You’re almost there—baby and mother are about to meet! Your baby’s movements are more obvious …

Joy Joy, the fruit of the Spirit, is a large part of our walk …

Kindness matters to God. In fact, it's listed in Galatians 5:22-23 along with …

Bible verses about love The first fruit of the Holy Spirit is love …

Planning on having a baby? Mothers have a lot to contend with. Babies are cute, loveable, …

Galatians 5:22-23 ESV talks about the fruits of the Spirit, with goodness being …

Dog moms are women who treat their four-legged friends as "fur babies." They're …

What is transformational leadership? Transformational leadership is a leadership style that focuses on …

Are you ready to grow your woman-owned small business? Certification can help. When …

Finding grants to start or grow your business takes a little groundwork. Researching …

When you were young, did you ever have a dream job? Whether the …

God will take care of you Healing Scriptures restore our faith and provide us …

The steps to register your business include choosing a name, structure, and other …

There’s wisdom in finding work-life balance and putting aside time for rest and recreation. However, …

Setting up a business bank account makes it official: You’re in business! Keeping …

As believers, we’re called to hold ourselves to biblical standards in all areas …

God will deliver you God's heart is to restore us to wholeness. When …

Experiencing a strong, vibrant, and healthy marriage doesn’t stop with your marriage vows. …

Dogs and cats can have a special place in the hearts and lives …

"When anxiety was great within me, your consolation brought me joy." - Psalm …

Budgeting for a new baby and related family expenses needn’t be difficult. Whether it’s a …

God will prevail Healing Scriptures restore our faith and provide us with insight into …

Be strong and courageous God’s heart is to restore us to wholeness. When …

Whether you’re starting a family, having a second baby, or adding more children to …

God will provide Healing scriptures restore our faith and provide us with insight into …

There’s a difference between a job, a vocation, and a calling. While a …

The importance of prayer in marriage Do you pray for your spouse every …

Every day is a good day to ask yourself how to be a …

Whatever your line of work or calling in life, its purpose is all …

What is Christian love? On good days and bad, you may wonder how …

“For God so loved the world that he gave his one and only …

Pets and mental health Pets and mental health go together like a sunny …

What does work-life balance mean? Work-life balance is a popular concept with highly …

If you’re a mom, you know that motherhood and entrepreneurship can go hand …

If you run a woman-owned business or you’re an aspiring female entrepreneur, you’re …

Learning how to balance work and life isn’t easy. You may manage a …

Do you remember the first time you struggled to forgive someone? The earliest …

The benefits of owning a dog range from lifting moods to lowering disease …

Editor's note: Doulas are ineligible for sharing. Please refer to the CHM Guidelines and applicable …

“May the God of hope fill you with all joy and peace as …

A mother's love: scripture, praise, and pearls of wisdom for moms If you …

If I asked you to define the word "patient," what would you say? …

Business ideas for stay-at-home moms are more plentiful and varied than an Instagram …

Women entrepreneurs are taking the work world by storm. According to the Women …

“When they saw the star, they rejoiced with exceeding great joy. And when …

"Thanks be to God for His indescribable gift!" God’s heart is to restore …

Well done, good and faithful servant. Each of us wants to hear the …

Thinking about childbirth settings? What to consider for home vs. hospital birth When …